Legal

Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.

Privacy Notice: Your privacy while visiting our website is important to us. Because there are parts of our site where we ask you to provide us with certain types of personal information about yourself, we want you to know how we will use it. We will use the information that you give us explicitly for the purposes stated on any online electronic form on this website, which in most cases will be for quoting, service, and information requests. We will not sell, share, or turn over any information you provide to any other person or organization. We may make it part of a reference source for future contact with you by our organization. We take your privacy very seriously, and ask that you contact us directly if you have any questions or concerns about the use of our website.

DISCLAIMER
“We cannot accept requests to bind, endorse or cancel coverage by voicemail. Any coverage or changes, regardless of how requested, must be confirmed by Bell’s & Associates, Inc. personnel to be effective.”

THE MATERIALS IN THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, BELL’S ENTERPRISES, INC., BELL’S & ASSOCIATES, INC., http://www.bellsenterprises.com/  DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

BELL’S ENTERPRISES, INC., BELL’S & ASSOCIATES, INC., http://www.bellsenterprises.com/ DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

BELL’S ENTERPRISES, INC., BELL’S & ASSOCIATES, INC., http://www.bellsenterprises.com/ DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT BELL’S ENTERPRISES, INC., BELL’S & ASSOCIATES, INC., http://www.bellsenterprises.com/) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION.

APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

Under no circumstances, including, but not limited to, negligence, shall BELL’S ENTERPRISES, INC., BELL’S & ASSOCIATES, INC., http://www.bellsenterprises.com/ be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if BELL’S ENTERPRISES, INC., BELL’S & ASSOCIATES, INC., http://www.bellsenterprises.com/ or one of it’s  authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall  BELL’S ENTERPRISES, INC., BELL’S & ASSOCIATES, INC., http://www.bellsenterprises.com/ total liability to you for all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) exceed the amount paid by you, if any, for accessing this site.